A digital wallet built for rural smallholder farmers — save small, buy seeds and fertilizers when it counts. No bank account needed.
MlimiPOS is a lightweight mobile point-of-sale system that lets certified MlimiPay agents process farm input purchases directly from a farmer's digital wallet — no card reader, no internet required.
Try the interactive demo — add items and process a sale.
Mlimi Electronic Voucher Cards are pre-loaded digital vouchers that farmers, NGOs, and government programs can issue and redeem at certified agro-dealers — instantly, via SMS code.
Save small amounts each month toward your agricultural inputs. Our agents help you convert your savings into seeds and fertilizers at the right moment in the growing season.
Receive weather and rainfall forecasts tailored to your district via SMS. Know exactly when conditions are right to plant — reducing risk and maximizing yield.
Our agents provide in-person training sessions so every farmer — regardless of education level — can confidently use MlimiPay on any mobile phone.
Sign up with a local agent using only your phone number
Deposit small monthly amounts via Airtel Money
Get weather alerts and track your input savings goal
Buy seeds and fertilizers through agents at season's end
MlimiPay's local agents are stationed in rural communities across Malawi. All you need is your National ID. No bank account, no paperwork. Our agent registers you in minutes and activates your digital wallet on the spot. You'll receive a confirmation SMS in your preferred language.
Once registered, you begin making small deposits into your MlimiPay wallet using Airtel Money — from any phone, anywhere. There's no minimum commitment. Save what you can, when you can. Every deposit brings you closer to your planting season target, and you can check your balance via SMS anytime.
As the planting season approaches, MlimiPay sends you SMS weather updates tailored to your district. You'll know the best window to plant based on rainfall probability, temperature, and historical data. Our system helps you coordinate your savings timeline with the growing calendar.
When the time is right, your local MlimiPay agent helps you convert your savings into certified seeds and fertilizers from trusted suppliers. No middlemen, no inflated prices. Your wallet balance is used directly, and any remaining funds stay safely in your account for the next season.
Real-time weather data for Malawi's key farming districts — delivered to your mobile via SMS so you plant at exactly the right moment.
Select your district above to see current planting conditions.
Our agents and support team are here to get you set up with a wallet and answer any questions.