MlimiPrepay for agrodealers and input companies

Offer prepayment to your farmers without building it yourself

MlimiPrepay is the prepayment and redemption system behind your programme. Your customers prepay by USSD, MlimiPOS or SMS over Airtel Money and TNM Mpamba. You keep your farmers, your prices and your money.

Book a demo From MWK 8,000/month

MlimiPrepay is

  • Infrastructure under your brand and your programme
  • Payments routed to your wallet or bank account
  • Built for basic phones and rural connections

MlimiPrepay is not

  • A lender: customers prepay for inputs that already exist
  • A wallet holding your money
  • A competitor for your customers

Why not build it in-house?

Running prepayment means USSD menus, mobile money integrations, SMS, account numbers, reconciliation, redemption at collection points and reports. That costs a lot of money and time to build and maintain, especially for one season's programme. MlimiPrepay gives you all of it, already working with Malawian farmers.

What you keep, and what we provide

You keep

  • Your farmers and customer relationships
  • Your customer data. Each partner's data is kept separate
  • Your products, packages and prices
  • Your stock and fulfilment
  • Your refund policy
  • Your money: payments go to your wallet or bank

We provide

  • Company portal to run seasons, packages and promotions
  • Permanent numeric account numbers for your customers
  • USSD journey on the shared channel, and SMS confirmations
  • Airtel Money and TNM Mpamba payment routing
  • MlimiPOS Lite (free) for redemption at your outlets
  • References, audit trail and reports

From prepayment to redemption

  1. OnboardYou register customers. Each gets a permanent account number.
  2. OfferSet up your season, packages and promotions in the portal.
  3. PrepayCustomers pay in instalments by USSD, MlimiPOS or SMS prompts.
  4. SettleMoney reaches your wallet, or is swept to your bank immediately.
  5. RedeemFully prepaid customers collect at your collection points.

See the full flow

Channels your customers already use

USSD

Works on any phone, no data needed. Customers pick their account with you, found from their phone number, and pay toward their package.

MlimiPOS

Phoneless NFC card taps at your outlets. MlimiPOS Lite is free; MlimiPOS Pro is a paid add-on.

SMS

Every payment and redemption is confirmed by SMS with a reference number.

See MlimiPrepay with your own products

A 30-minute demo, then a pilot for your next season.

Book a demo Download brochure